IBPS PO Mock Test, Syllabus & Pattern
Prepare online for the IBPS PO Recruitment Exam. Get access to online mock tests, practice papers, full syllabus, and pattern details.
Hired under IBPS for the post of Probationary Officer.
Recruitment Highlights
- Total Vacancies: Announced Soon
- Applicants Volume: TBD
- Pay Scale / Salary: Rs. 48,480 - Rs. 85,920
- Eligibility Criteria: Graduation
- Last Date to Apply: 2026-09-09
Exam Selection Stages
- Prelims
- Mains
Detailed Exam Syllabus & Criteria
Overview
The IBPS PO Eligibility 2026 is set by the Indian Banking Personnel Selection for candidates willing to become Probationary Officers in the banking sector. Candidates are advised to check the complete eligibility criteria before applying. The eligibility is majorly based on various factors such as education, age and nationality. Candidates must have valid ID proof, academic documents and meet any credit history requirements at the time of joining. Failing to meet these criteria will lead to disqualification from the recruitment process.
- To begin with, applicants must be Indian citizens or fall under certain eligible categories like subjects of Nepal/Bhutan or Tibetan refugees who settled in India before January 1, 1962.
- Candidates must hold a graduation degree in any discipline from a recognized university on or before 21st July 2025.
- The minimum age limit is 20 years, and the maximum is 30 years, calculated as of 1st July 2025. Age relaxation is applicable for reserved categories.
Prepare online with IBPS PO Mock test to crack IBPS PO Exam!
IBPS PO Eligibility 2026
Candidates applying for IBPS PO 2026 must meet all the required eligibility conditions to avoid rejection at any stage. It is important to check the criteria carefully before filling out the IBPS PO application form. Below is a detailed overview of the IBPS PO eligibility requirements.
| Eligibility Component | Details | Exam Conducting Body | Institute of Banking and Personnel Selection | Post Name | Probationary Officer |
| --- | --- | --- | --- | --- | --- |
| Vacancy | 5208 | Nationality | Indian citizen or a subject of Nepal/Bhutan, or Tibetan refugee settled in India before 1962 | Educational Qualification | |
| Graduation in any discipline from a recognized university | Age Limit | 20-30 years | Valid Documents Required | Degree certificate, photo ID, and category proof (if applicable) | |
| Credit History | Clean credit history is required at the time of joining in participating banks | | | | |
IBPS PO Calculation Percentage
While applying for IBPS PO 2026, candidates must calculate their graduation percentage carefully as per the official guidelines. The percentage should be calculated by taking the total marks obtained in all subjects across all semesters or years (including optional or additional subjects) and dividing it by the aggregate maximum marks, then multiplying the result by 100.
If the university awards marks in CGPA or OGPA, candidates must convert it into percentage using the official conversion formula provided by their institution. This conversion proof must be presented during the interview or document verification. It's important to note that any fraction in percentage will be ignored — for instance, 59.99% will be considered less than 60%. Therefore, ensure accuracy while entering marks to avoid disqualification.
IBPS PO Credit History
Candidates selected for IBPS PO 2026 should have a good credit history at the time of joining the bank. Banks may check your CIBIL score or credit record as per their rules. If there are any issues or negative remarks in your credit report, you must submit a No Objection Certificate (NOC) from the concerned bank or institution. Not meeting this condition can lead to cancellation of the job offer. However, this rule does not apply while filling the application form and is also not required for candidates who do not have any bank account
We hope this article was informative for you in providing the information regarding the IBPS PO Eligibility Criteria. The Testbook App will help you to make your practice more perfect as it offers mock tests, previous year's question papers, section-wise tests, and much more.
| You can also read IBPS PO Exam related articles on the below link: | IBPS PO Salary | Best Books for IBPS PO Exam Preparation |
| --- | --- | --- |
| IBPS PO Job Profile | IBPS PO Application Form | |
Overview
The IBPS PO basic pay starts from ₹48,480 per month while after structured increments it might go up to ₹76,000 depending on the city you work. The Institute of Banking Personnel Selection offers a good salary package for the post of Probationary Officer (PO) / Management Trainee. The salary for the IBPS PO is paid as per the 7th pay commission. As per the official notification, the selected candidates will also be provided with various allowances and perks. These include DA, HRA, medical benefits and more. The IBPS PO Salary Structure is Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920. To get a clearer picture, you can refer to the IBPS PO Salary Slip 2026. Candidates can check the detailed IBPS PO salary and pay scale in the article below.
IBPS PO Salary 2026: Basic Pay
The IBPS PO Salary 2026 has been revised under the 12th Bipartite Settlement. The starting basic pay is ₹48,480 which is the base salary. This is the fixed base component of the IBPS PO salary. Along with this, candidates get extra benefits like DA, HRA, Special Allowance, City Compensation Allowance and Learning Allowance, which increase the total salary. Because of these allowances, the overall salary becomes quite good and attractive.
IBPS PO Pay Scale
The IBPS PO Pay Scale 2026 shows how your basic salary increases over time with fixed yearly increments. The salary starts from ₹48,480 and can go up to ₹82,000 as you gain experience and complete more years in service. Along with this, you also get various allowances, which make the overall salary quite attractive for candidates. Check year wise increment below.
| Stage | Increment |
| --- | --- |
| No. of Years | |
| Basic Pay Progression (₹) | |
| Initial Pay | |
| ₹2000 | |
| 7 Years | |
| ₹48,480 → ₹62,480 | |
| Next Stage | |
| ₹2340 | |
| 2 Years | |
| ₹62,480 → ₹67,160 | |
| Final Stage | |
| ₹2680 | |
| 7 Years | |
| ₹67,160 → ₹85,920 | |
IBPS PO Salary Slip
The complete salary structure is mentioned in the IBPS PO Salary Slip. It shows a simple breakdown of your monthly salary as a Probationary Officer (PO) after joining the bank. It includes details of your earnings like basic pay, DA, HRA, special allowance and transport allowance, along with deductions such as pension and other standard cuts. Each employee's IBPS PO Salary Slip is published once a month by the board. Basic wage, reductions, bonuses, incentives, and so on are all included in the payslip. As this salary slip is valuable to employees, it will be sent or delivered to them. Check the complete salary breakdown below.
| Salary Component | Amount (₹) |
| --- | --- |
| Basic Pay | |
| 48,480 | |
| Special Allowance | |
| 12,847.20 | |
| Dearness Allowance | |
| 10,277.76 | |
| CCA | |
| 2,300 | |
| Learning Allowance | 850 |
| Learning Allowance DA | 180.20 |
| House Rent Allowance (HRA) | |
| 4,848 | |
| Gross Salary | |
| 90,732.77 | |
| Deduction (Tax & NPS) | |
| 14,302 | |
| Net Salary | |
| 76,430.77 | |
Prepare online with IBPS PO Mock Test to crack IBPS Exam!
IBPS PO Salary Per Month
Candidates frequently inquire about the IBPS PO in hand salary and advancement opportunities. This is the amount received by Probationary Officers to cover their living and expenses. Probationary Officers receive their IBPS PO salary after numerous additions and deductions. Candidates applying for IBPS PO must be very interested in knowing the IBPS PO Salary that they will be getting. For new joiners, the basic pay will be INR 48,480. The gross pay for an IBPS PO is approximately ₹83,125, which reflects the attractive salary offered to banking professionals.
Overview
The IBPS PO Syllabus 2026 describes the full structure of the exam by helping candidates understand the subjects & stage-wise selection process. The Prelims exam has Reasoning Ability, Quantitative Aptitude & English Language while the Mains syllabus covers Reasoning & Computer Aptitude, Data Analysis & Interpretation, General/Economy/Banking Awareness, English Language along with a Descriptive Test relating to the exam. The Prelims exam is conducted for 60 minutes with 100 questions whereas the Mains exam has both objective & descriptive sections with extended duration. A clear understanding of the syllabus & IBPS PO Exam Pattern is important for effective preparation & strategic planning for IBPS PO Recruitment 2026.
IBPS PO Syllabus 2026 and Exam Pattern: Overview
The IBPS PO Syllabus and Exam Pattern 2026 will be announced soon for candidates preparing for the upcoming exam. Check the overview table provided below.
| Particulars | Details | Organisation | Institute of Banking Personnel Selection (IBPS) | Post | Probationary Officer (PO) |
| --- | --- | --- | --- | --- | --- |
| Category | Syllabus & Exam Pattern | Mode of Exam | Online | Duration of Exam | Prelims: 60 minutes <br> Mains: 190 minutes |
| Negative Marking | 0.25 marks deducted for each wrong answer | Recruitment Stages | Preliminary Exam <br> Main Exam <br> Interview | Official Website | |
| www.ibps.in | | | | | |
IBPS PO Syllabus 2026
The IBPS PO Syllabus 2026 is divided into two stages, Prelims and Mains. Each stage tests different skills required for a Probationary Officer role. The IBPS PO mains syllabus is little different from the IBPS PO Prelims syllabus. Check the complete syllabus for both phases below.
IBPS PO Prelims Syllabus
The IBPS PO Prelims Exam syllabus covers a range of topics from three main subjects i.e. English Language, Reasoning Ability and Quantitative Aptitude. Check the detailed subject wise syllabus below.
| Logical Reasoning | Quantitative Aptitude |
| --- | --- |
| English Language | |
| Alphanumeric Series | |
| Number System | |
| Reading Comprehension | |
| Ranking | |
| Time and Work | |
| Para Jumbles | |
| Direction | |
| Percentage | |
| Fill in the Blanks | |
| Coded Inequality | |
| Simple Interest | |
| Paragraph Completion | |
| Inequality | |
| Simplification and Approximation | |
| Cloze Test | |
| Puzzle | |
| Profit and Loss | |
| Multiple Meaning / Error Spotting | |
| Syllogism | |
| Average | |
| Miscellaneous | |
| Data Sufficiency | |
| Data Interpretation | |
| Synonyms and Antonyms | |
| Seating Arrangement | |
| Decimal Fractions | |
| Tense | |
| Blood Relation | |
| Age Problems | |
| Active & Passive Voice | |
| Input Output | |
| HCF and LCM | |
| Substitution | |
| Coding Decoding | |
| Time and Distance | |
| Adjectives | |
| Tabulation | |
| Ratio and Proportion | Idioms & Phrases |
| Alphabet Test | |
| Compound Interest | |
| Preposition | - |
| Partnership | |
| Articles | |
Also, check out IBPS PO Books here
IBPS PO Mains Syllabus 2026
The IBPS PO Mains Exam is the most important stage of the selection process. The marks scored in this phase carry major weight in the final selection for the post of Probationary Officer. The Mains exam includes sections such as Reasoning & Computer Aptitude, English Language, Quantitative Aptitude and General/Economy/Banking Awareness. The main IBPS PO Syllabus also consists of descriptive papers to assess candidates writing skills. Students have to attempt both objective and descriptive sections to get selected for the final round.
IBPS PO Mains English Syllabus
The IBPS PO Mains Syllabus for English Language Section includes Vocabulary, Grammar, Reading Comprehension etc Check the IBPS PO Mains Syllabus for English here.
| Subject | Syllabus Topics |
| --- | --- |
| English Language | |
| Reading Comprehension | |
| Grammar | |
| Editing | |
| Vocabulary | |
| Verbal Ability | Fill in the blanks <br> IBPS PO Mains Syllabus for General Awareness <br> IBPS PO Mains Syllabus for General Awareness (GA) section covers current affairs, banking and financial awareness and more. Candidates should stay updated with national and international news, economics, banking policies, and other important events. Below we have listed important topics for the General Awareness section provided under IBPS PO Syllabus. |
| Subject | |
| Syllabus Topics | |
| General Awareness | |
| Financial Awareness | |
| General Knowledge | |
| Current Affairs | |
| Basic Economics | |
| Banking Terms & Definitions | |
| Economic Indices | |
| Economic Theories | Latest Banking Regulation & Developments <br> IBPS PO Reasoning Mains Syllabus <br> The IBPS PO Mains Syllabus for Reasoning section requires strong Problem-Solving Skills. The Reasoning section includes topics Input Output, Blood Relation, Coding, Decoding & more. Candidates will be examined on their analytical ability to solve problems logically. Given below is the IBPS PO Reasoning Syllabus for the Mains Exam. |
| Subject | |
| IBPS PO Syllabus Topics | |
| Reasoning | |
| Syllogism | |
| Verbal Reasoning | |
| Input Output | |
| Double lineup | |
| Linear Seating Arrangement | |
| Blood Relation | |
| Scheduling | |
| Circular Seating Arrangement | |
| Ordering & Ranking | |
| Coding & Decoding | |
| Direction & Distance | Data Sufficiency <br> IBPS PO Syllabus for Computer Aptitude <br> IBPS PO Mains Syllabus for Computer Aptitude required candidates understanding of computer systems, software, and technology. Candidates should have good knowledge of computer operations, new trends in the technology field to score good marks in the Computer Aptitude section. |
| Subject | |
| IBPS PO Syllabus Topics | |
| Computer Aptitude | |
| Internet | |
| Keyboard shortcuts | |
| Microsoft office | |
| Memory | |
| Computer Hardware | |
| Computer Abbreviation | |
| Operating system | |
| Computer Fundamentals | |
| Computer Software | |
| Networking | Technologies <br> IBPS PO Syllabus Data Interpretation and Analysis <br> The IBPS PO Mains Syllabus for Data Interpretation & Analysis section evaluated candidates ability to interpret and analyze complex data sets. Candidates must have strong mathematical and logical thinking skills to crack this Data Interpretation & Analysis section. |
| Subject | |
| IBPS PO Syllabus Topics | |
| Data Interpretation & Analysis | |
| Average | |
| Percentage | |
| Data Interpretation | |
| Mensuration | |
| Geometry | |
| Simplification | |
| Quadratic equation | |
| Age | |
| Number Series | |
| Profit & Loss | |
| Interest | |
| Speed, distance & time | |
| Linear equation | |
| Permutation & Combination | |
| Mixture & Allegation | Probability <br> IBPS PO Descriptive Paper Syllabus for Letter Writing and Essay <br> After the Mains objective exam there is a Descriptive English Test worth 25 marks which is conducted for 30 minutes. IBPS tests the descriptive paper only for those candidates who secure the minimum qualifying marks in the objective test. The essay and letter writing topics are generally based on current affairs and important issues related to economy, governance, development, banking, society and the environment. Some expected topics for Essay Writing and Letter Writing are provided below for students' preparations. |
| Important Topics for IBPS PO Descriptive Exam | |
| Expected Topics for Essay | |
| Previously Asked Essay Topics | Global Warming and its Causes |
| Pros and cons of ‘one rank one pension scheme. | |
| Merger of banks | |
| Women Empowerment | |
| Indian Banking System | |
| Ethical problems of e-commerce | |
| The present economic condition of India | |
| Women's Safety - It is our responsibility | |
| Reasons for the present condition of Sri Lanka | |
| Over-dependence on monsoon | |
| Russia- Ukraine War | |
| Ethical problems of e-commerce | |
| Is war the solution for all? Express your views for or against the motion | |
| Is the election commission right in banning election symbols during the casting of votes? | Public vs Private sector banks |
| Roll of uneducated people in Indian Economy | |
| India and United States of America trade relations | |
| Is the generation gap a myth? | |
| Green Hydrogen Policy and your views | |
| Benefits of Mutual fund investments | |
| Electric Vehicles in India | |
| United Nations Organization's contribution to the recent turmoil in Ukraine | |
| India – the new global power | |
| Suggestions to alleviate the unemployment problem | |
| Export – Import policy of India | |
| Role of newspapers in influencing society or youth | |
| Expected Topics for Letters | |
| Previously Asked Topics for Letters | |
| Write a letter to the Superintendent of Police of your district suggesting steps to make the police department more approachable | |
| Write a letter to the bank manager to share an innovative idea on file management systems in banks. | |
| Write a letter to the editor of a local newspaper about the stray animal problem getting out of hand in your locality. | |
| Write a letter to the newspaper editor on how to stop crime in the city | |
| Write a letter to the branch manager of your bank to conduct a campaign in your area to create awareness about the benefits of KYC. | |
| Write a letter to your old teacher to thank him/her for making you a good human being. | |
| Write a letter to an editor on types of pollution and on the ways of tackling them. | |
| A letter to Complaint Letter: Being a customer of a so and so bank, you have to write a complaint letter to the Bank Manager about the negligence/irresponsibility of the employees. | |
| Write a letter to the GM of a Bank for Failure transaction on UPI. | |
| Letter to Editor: About tampering with the currency notes by punching pins into them. | |
| Write a letter to your younger sibling, who has recently started working, to not take too much stress at work. | |
| An Informal Letter about telling your friend about the advantages of a PPF account and suggesting he open a PPF account. | |
| Write a letter to your parents advising them to invest in mutual funds. | |
| You are withdrawing money from the ATM but the ATM turns out to be malfunctioning. So, money didn't come out but was deducted from the account. Write a letter to the bank manager for the refund. | |
| Write a letter to your friend telling you about your experience of a foreign trip. | Letter to regional manager for change in bank timing as it is inconvenient for customers. |
| Write a letter to your sister to start her own start-up. | |
| A Letter to the Superintendent of Police raising the concern over the increased cases of theft near ATMs. | |
| Write a letter to your favorite author on her recent bestseller. | |
| A letter to the bank for applying for an educational loan providing all particulars. | |
Get IBPS PO Recruitment previous years’ question papers here!
How Long Does It Take to Cover the IBPS PO Syllabus 2026?
Most of the IBPS PO syllabus 2026 is common in both the Prelims & Mains exams so candidates do not need to prepare every topic separately. Subjects like Reasoning, Quantitative Aptitude & English are important for both stages. Only a few sections like General Awareness and the English Descriptive Paper are exclusive to the Mains exam. Candidates can manage the preparation more effectively with a proper study plan.
| Preparation Area | Recommended Time | Total Preparation (Prelims + Mains) |
| --- | --- | --- |
| 4–6 months with regular daily study | General Awareness Preparation | 30–40 minutes daily for 3–4 months |
| Descriptive Paper Preparation | 10–12 days with essay and letter writing practice | |
| Revision & Mock Tests | Continuous practice till the exam | |
| Interview Preparation | Around 15–20 days after Mains result | |
IBPS PO Exam Pattern 2026
The IBPS PO Exam Pattern 2026 includes three stages i.e Prelims, Mains and Interview. Each stage carries its own weightage and clearing all stages is compulsory for final selection. A candidate must clear all the sections to get selected for the next stage in the selection process. The detailed structure of each stage is given below as provided in the IBPS PO Exam Pattern.
| Stage | Mode | Marks | Nature |
| --- | --- | --- | --- |
| Purpose | Prelims | Online | 100 |
| Qualifying | Shortlisting | Mains | |
| Online | 225 | Merit | |
| Final score | Interview | Offline/Online | 100 |
| Merit | Final selection <br> IBPS PO Prelims Exam Pattern <br> The prelims exam will be held online with a duration of 60 minutes. It includes 3 sections & each section has its own time limit. Candidates must qualify in all sections to move ahead to the Mains exam. A negative marking of 0.25 marks is applicable for incorrect answers. | S.No. | |
| Name of Tests (Objective) | No. of Questions | Maximum Marks | |
| Duration | 1 | English Language | 30 |
| 30 | 20 minutes | 2 | |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| 3 | Reasoning Ability | 35 | 40 |
| 20 minutes | Total | 100 | 100 |
| 60 minutes <br> IBPS PO Mains Exam Pattern <br> The IBPS PO Mains consists of both objective and descriptive tests. The objective paper includes reasoning, language, data analysis, and awareness sections. A descriptive test of essay and letter writing is also part of the exam. The total duration is 190 minutes, with negative marking of 0.25 marks for wrong attempts as given under IBPS PO Exam Pattern. | S. No. | Name of Test | |
| No. of Questions | Max. Marks | Medium | |
| Time Allotted | 1 | Reasoning | 40 |
| 60 | English & Hindi | 50 minutes | 2 |
| English Language | 35 | 40 | |
| English only | 40 minutes | 3 | |
| Data Analysis & Interpretation | 35 | 50 | |
| English & Hindi | 45 minutes | 4 | |
| General/Economy/Banking Awareness / Financial Awareness | 35 | 50 | |
| English & Hindi | 25 minutes | Total | 145 |
| 200 | — | 160 minutes | 5 |
| Descriptive Test (Letter Writing & Essay) | 02 | 25 | |
| English | 30 Minutes <br> IBPS PO Interview Process <br> Candidates who qualify the IBPS PO Mains Exam are called for the Interview Process conducted by IBPS. The interview carries 100 marks, and candidates must score a minimum of 40% marks to qualify while the qualifying marks for SC/ST/OBC/PWD candidates are relaxed to 35%. <br> Final Selection <br> The final selection of candidates for the post of Probationary Officer is based on the combined performance in the Mains Exam and Interview. The weightage ratio for Mains and Interview is 80:20 respectively. After the interview process IBPS prepares a final merit list & selected candidates are allotted banks based on the rank and preferences. <br> We hope you found this IBPS PO Syllabus and Exam Pattern 2026 informative and helpful and please do not hesitate to contact us with any doubts. You can also download our Testbook App which is free and start preparing for any competitive examination. This app provides you with Test Series, Mock tests, PDFs, Previous year’s question papers, and much more. | Also, Check Important Questions for IBPS PO Mains Topics | |
| IBPS PO English Language Questions | IBPS PO General Knowledge Questions | IBPS PO Financial Awareness Questions | |
| IBPS PO Data Interpretation (DI) & Analysis | IBPS PO Computer Aptitude Questions | IBPS PO Reasoning Question | |
Overview
The Institute of Banking Personnel Selection (IBPS) has released the IBPS PO Provisional Allotment List for the cycle of 2025 on the official website for the recruitment of Probationary Officers/Management Trainees across 11 public sector banks. The notification for IBPS PO 2026 is awaited and will be released at ibps.in. The Prelims Exam will be held on 22nd and 23rd August 2026. The IBPS PO Mains Exam 2026 is scheduled to be held on 4th October 2026.
The selection process includes three stages which are Prelims, Mains and Interview conducted by IBPS and participating banks. Candidates shortlisted in the Prelims will appear for the Mains, followed by a Personality Test and Interview. The validity of this recruitment process will end one year from the date of provisional allotment or until the next round begins.
IBPS PO Provisional Allotment List for Reserve List
IBPS PO Recruitment 2026: Overview
IBPS PO Recruitment offers a promising career opportunity in the banking sector through a competitive selection process conducted by the Institute of Banking Personnel Selection (IBPS). Aspiring candidates can check details of the IBPS Probationary Officer Recruitment from the table below.
| Exam Particulars | Details | Exam Name |
| --- | --- | --- |
| IBPS PO 2026 | Conducting Body | |
| Institute of Banking Personnel Selection | Exam Level | |
| National | Post | |
| Probationary Officer | Vacancy | |
| To be announced | Last Date to Apply | |
| To be announced | Mode of Exam | |
| Online | Selection Process | |
| Prelims - Mains - Interview | Qualification | |
| Graduation | Age Limit | |
| 20 to 30 Years | Official Website | |
| IBPS PO Official Website Link | Post | |
| Probationary Officer or PO | Qualification | |
| Graduates Government Jobs | Category | |
| Bank PO Jobs | | |
IBPS PO Exam Date 2026
The IBPS PO Exam Date 2026 will be announced through the official IBPS Calendar 2026. Candidates should regularly check the calendar to stay updated on prelims and mains schedules.
| Stage | Exam Date |
| --- | --- |
| IBPS PO Prelims | |
| 22nd and 23rd August 2026 | |
| IBPS PO Mains | |
| 4th October 2026 | |
IBPS PO Vacancy 2026
IBPS PO Vacancy 2026 details will be released soon along with the official notification. Till then, candidates can refer to the IBPS PO 2025 vacancy data, in which a total of 5208 vacancies were announced across 11 participating public sector banks, with a detailed bank-wise and category-wise breakup provided in the table below.
| Sr. No. | Participating Bank |
| --- | --- |
| SC | |
| ST | |
| OBC | |
| EWS | |
| UR | |
| TOTAL | 1 |
| Bank of Baroda | 150 |
| 75 | 270 |
| 100 | 405 |
| 1000 | 2 |
| Bank of India | 105 |
| 53 | 189 |
| 70 | 283 |
| 700 | 3 |
| Bank of Maharashtra | 150 |
| 75 | 270 |
| 100 | 405 |
| 1000 | 4 |
| Canara Bank | 150 |
| 50 | 200 |
| 100 | 500 |
| 1000 | 5 |
| Central Bank of India | 75 |
| 37 | 135 |
| 50 | 203 |
| 500 | 6 |
| Indian Bank | |
| NR | |
| NR | |
| NR | |
| NR | |
| NR | |
| NR | 7 |
| Indian Overseas Bank | 69 |
| 33 | 121 |
| 44 | 183 |
| 450 | 8 |
| Punjab National Bank | 30 |
| 15 | 54 |
| 20 | 81 |
| 200 | 9 |
| Punjab & Sind Bank | 53 |
| 27 | 98 |
| 36 | 144 |
| 358 | 10 |
| UCO Bank | |
| NR | |
| NR | |
| NR | |
| NR | |
| NR | |
| NR | 11 |
| Union Bank of India | |
| NR | |
| NR | |
| NR | |
| NR | |
| NR | |
| NR | |
| Total | - |
| 782 | 365 |
| 1337 | 520 |
| 2204 | 5208 |
IBPS PO Recruitment 2026 Application Fee
Candidates have to pay IBPS PO application fee to apply for IBPS PO Recruitment 2026. Payment must be made through a debit card, credit card, or Net banking. Once the payment has been made there is no refund. The application fees/intimation charges for IBPS PO 2025 must be paid online within stipulated deadline. The fee details are as follows:
| Category | Application Fee |
| --- | --- |
| SC/ST/PwBD | |
| INR 175 | |
| Others | |
| INR 850 | |
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IBPS PO Documents Upload Guidelines
Candidates can find the structured and easy-to-read summary table based on Annexure III: Guidelines for Scanning and Upload of Documents for IBPS PO 2026. This table captures file types, sizes, dimensions, and key instructions for each required document.
| Document Type | File Type |
| --- | --- |
| Preferred Dimensions (Pixels) | |
| Size Limit | |
| Key Instructions | |
| Photograph | |
| JPG/JPEG | |
| 200 x 230 | |
| 20–50 KB | |
| Recent passport photo; clear background; no caps/dark glasses; face visible | |
| Live Photograph | |
| Auto-upload | |
| Via webcam or QR-mobile capture | |
| System-handled | |
| Capture via webcam or scan QR on mobile for auto-upload | |
| Signature | |
| JPG/JPEG | |
| 140 x 60 | |
| 10–20 KB | |
| On white paper with black ink; not in capital letters | |
| Left Thumb Impression | |
| JPG/JPEG | |
| 240 x 240 (3cm x 3cm, 200 DPI) | |
| 20–50 KB | |
| Black/blue ink; if no left thumb, alternate fingers/toes allowed with declaration | |
| Handwritten Declaration | |
| JPG/JPEG | |
| 800 x 400 (10cm x 5cm, 200 DPI) | |
| 50–100 KB | |
| Must be handwritten in English by candidate; no CAPS; specific declaration text only | |
| 10th Std/SSC Certificate | |
| PDF | |
| A4 Size | |
| ≤ 500 KB | |
| Clear scan; resize DPI/colors if needed | |
| Category Certificate (Clause J ix) | |
| PDF | |
| A4 Size | |
| ≤ 500 KB | |
| Only if applicable; must be legible and correctly labeled | |
IBPS PO Percentage Calculation
While applying for IBPS PO 2026, candidates must calculate their graduation percentage based on the following criteria.
- The percentage will be calculated by dividing the total marks obtained in all subjects across all semesters/years by the aggregate maximum marks (including optional/honours subjects), then multiplying by 100.
- If your university uses a Grade Point System (CGPA/OGPA), you must convert it into a percentage as per your institute’s official conversion formula.
- You must provide valid documentary proof of the conversion method during the interview/document verification.
- Note: Any fraction in percentage will be ignored—e.g., 59.99% will be treated as less than 60%, and 54.99% as less than 55%
Banks Participating in IBPS PO Recruitment 2026
Every year, several leading public sector banks take part in the IBPS PO recruitment process to fill vacancies for the role of Probationary Officer. For the 2026 recruitment cycle, a total of 11 banks have joined hands with IBPS to select eligible candidates. Here is the list of participating banks for IBPS PO 2026:
- Punjab National Bank
- Union Bank of India
- Bank of India
- Indian Bank
- Canara Bank
- Indian Overseas Bank
- Central Bank of India
- UCO Bank
- Bank of Baroda
- Punjab & Sind Bank
- Bank of Maharashtra
IBPS PO 2026 Exam Pattern
The IBPS PO New Pattern 2026 consists of three stages: Prelims, Mains (Objective + Descriptive), and Interview. This updated exam structure is designed to test various skills such as reasoning, quantitative aptitude, English language proficiency, general awareness, and written communication. Candidates must clear each stage to move forward in the selection process. Below are the detailed IBPS PO Exam Pattern given in tabular format.
IBPS PO Preliminary Examination (Objective Test)
| Sr. No. | Name of Tests | No. of Questions | Maximum Marks | Medium of Exam | Time Allotted (Separately Timed) |
| --- | --- | --- | --- | --- | --- |
| 1 | English Language | 30 | 30 | English | 20 minutes |
| 2 | Quantitative Aptitude | 35 | 30 | English & Hindi | 20 minutes |
| 3 | Reasoning Ability | 35 | 40 | English & Hindi | 20 minutes |
| Total | - | 100 | 100 | - | 60 minutes <br> Candidates must qualify in each of the three sections by securing the minimum cut-off marks set by IBPS to be shortlisted for the Main Examination. <br> IBPS PO Main Examination (Objective + Descriptive Test) |
| Sr. No. | Name of Tests | No. of Questions | Maximum Marks | Medium of Exam | |
| Time Allotted (Separately Timed) | 1 | Reasoning & Computer Aptitude | 40 | 60 | |
| English & Hindi | 50 minutes | 2 | General / Economy / Banking Awareness | 35 | 50 |
| English & Hindi | 25 minutes | 3 | English Language | 35 | 40 |
| English | 40 minutes | 4 | Data Analysis & Interpretation | 35 | 50 |
| English & Hindi | 45 minutes | - | Total (Objective) | 145 | 200 |
| - | 160 minutes | 5 | Descriptive Paper (Essay & Letter Writing)* | 2 | 25 |
| English | 30 minutes | | | | |
Descriptive Paper topics may include Economic & Social Issues, Banking & Tech Trends, Current Affairs, or Ethics.
IBPS PO 2026 Syllabus
The IBPS PO Syllabus 2026 is divided into three stages: Prelims, Mains, and Descriptive. The Prelims syllabus includes English Language, Quantitative Aptitude, and Reasoning Ability. The Mains exam covers Reasoning, General/Economy/Banking Awareness, English Language, Data Analysis & Interpretation, and a Descriptive Test. Candidates must prepare thoroughly as each section is time-bound and crucial for qualification. Understanding the detailed syllabus helps in focused preparation and better performance.
IBPS PO 2026 Salary
The IBPS PO 2026 salary starts with a basic pay of ₹48,480 and can go up to ₹85,920 with regular increments. Along with this, candidates get extra benefits like HRA, DA, and other allowances. The total in-hand salary is around ₹52,000 to ₹55,000 per month. You also get perks like medical benefits, travel allowance, and job security. It’s a great banking job with good pay and growth. The salary structure ensures both financial stability and long-term career growth.
IBPS PO Exam Centres
The IBPS PO 2026 exam will be conducted across multiple online test centres in India. Candidates must carefully check the allotted centre in their call letter and make necessary arrangements accordingly.
- The exam will be held at various online venues across India.
- No request for a change in exam centre will be considered under any circumstances.
- IBPS holds the right to cancel or add centres based on administrative needs and response.
- IBPS may also assign a different centre than the one selected by the candidate.
- Appearing for the exam is at the candidate's own risk and cost—IBPS is not liable for any injury, loss, or inconvenience.
- Misconduct in the exam hall can lead to disqualification from this and future IBPS exams.
IBPS PO Books
The IBPS PO Recruitment preparation needs extreme zeal to hard-work from the candidates. This process can be made easier by books as this provides a collective source of all the necessary topics. Candidates must refer to expert suggested IBPS PO Books to ensure that they appear for the Written Examination well prepared. For prelims, experts recommend Quantitative Aptitude for Competitive Examinations, A Modern Approach to Verbal & Non-Verbal Reasoning books and For mains exam, Objective General English books, Handbook on Computer Awareness and Financial Awareness books are useful. Aspirants are also suggested to prepare current affairs from magazines and previous year question papers for recent trends.
IBPS PO 2026 Hall Ticket
The IBPS PO Hall Ticket 2026 will be released on the official IBPS website a few days before the examination. Candidates will be able to download the admit card using their registration number and password to check exam date, shift timing, and exam centre details.
We hope that candidates have got the information that they are looking for provided in this article. For more guidance, information, and practice for the IBPS PO exam 2026 candidates can download the Testbook app that will help aspiring candidates with all the things that they need to prepare for the exam.
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IBPS PO Syllabus 2026 and Exam Pattern: Overview
The IBPS PO Syllabus and Exam Pattern 2026 will be announced soon for candidates preparing for the upcoming exam. Check the overview table provided below.
| Particulars | Details | Organisation | Institute of Banking Personnel Selection (IBPS) | Post |
| --- | --- | --- | --- | --- |
| Probationary Officer (PO) | Category | Syllabus & Exam Pattern | Mode of Exam | |
| Online | Duration of Exam | - Prelims: 60 minutes <br> - Mains: 190 minutes | Negative Marking | |
| 0.25 marks deducted for each wrong answer | Recruitment Stages | - Preliminary Exam <br> - Main Exam <br> - Interview | Official Website | |
www.ibps.in
IBPS PO Syllabus 2026
The IBPS PO Syllabus 2026 is divided into two stages, Prelims and Mains. Each stage tests different skills required for a Probationary Officer role. The IBPS PO mains syllabus is little different from the IBPS PO Prelims syllabus. Check the complete syllabus for both phases below.
IBPS PO Prelims Syllabus
The IBPS PO Prelims Exam syllabus covers a range of topics from three main subjects i.e. English Language, Reasoning Ability and Quantitative Aptitude. Check the detailed subject wise syllabus below.
| Logical Reasoning | Quantitative Aptitude |
| --- | --- |
| English Language | |
| Alphanumeric Series | |
| Number System | |
| Reading Comprehension | |
| Ranking | |
| Time and Work | |
| Para Jumbles | |
| Direction | |
| Percentage | |
| Fill in the Blanks | |
| Coded Inequality | |
| Simple Interest | |
| Paragraph Completion | |
| Inequality | |
| Simplification and Approximation | |
| Cloze Test | |
| Puzzle | |
| Profit and Loss | |
| Multiple Meaning / Error Spotting | |
| Syllogism | |
| Average | |
| Miscellaneous | |
| Data Sufficiency | |
| Data Interpretation | |
| Synonyms and Antonyms | |
| Seating Arrangement | |
| Decimal Fractions | |
| Tense | |
| Blood Relation | |
| Age Problems | |
| Active & Passive Voice | |
| Input Output | |
| HCF and LCM | |
| Substitution | |
| Coding Decoding | |
| Time and Distance | |
| Adjectives | |
| Tabulation | |
| Ratio and Proportion | Idioms & Phrases |
| Alphabet Test | |
| Compound Interest | |
| Preposition | - |
| Partnership | |
Articles
Also, check out IBPS PO Books here
IBPS PO Mains Syllabus 2026
The IBPS PO Mains Exam is the most important stage of the selection process. The marks scored in this phase carry major weight in the final selection for the post of Probationary Officer. The Mains exam includes sections such as Reasoning & Computer Aptitude, English Language, Quantitative Aptitude and General/Economy/Banking Awareness. The main IBPS PO Syllabus also consists of descriptive papers to assess candidates writing skills. Students have to attempt both objective and descriptive sections to get selected for the final round.
IBPS PO Mains English Syllabus
The IBPS PO Mains Syllabus for English Language Section includes Vocabulary, Grammar, Reading Comprehension etc Check the IBPS PO Mains Syllabus for English here.
| Subject | Syllabus Topics |
| --- | --- |
| English Language | |
| Reading Comprehension | |
| Grammar | |
| Editing | |
| Vocabulary | |
| Verbal Ability | |
Fill in the blanks
IBPS PO Mains Syllabus for General Awareness
IBPS PO Mains Syllabus for General Awareness (GA) section covers current affairs, banking and financial awareness and more. Candidates should stay updated with national and international news, economics, banking policies, and other important events. Below we have listed important topics for the General Awareness section provided under IBPS PO Syllabus.
| Subject | Syllabus Topics |
| --- | --- |
| General Awareness | |
| Financial Awareness | |
| General Knowledge | |
| Current Affairs | |
| Basic Economics | |
| Banking Terms & Definitions | |
| Economic Indices | |
| Economic Theories | |
Latest Banking Regulation & Developments
IBPS PO Reasoning Mains Syllabus
The IBPS PO Mains Syllabus for Reasoning section requires strong Problem-Solving Skills. The Reasoning section includes topics Input Output, Blood Relation, Coding, Decoding & more. Candidates will be examined on their analytical ability to solve problems logically. Given below is the IBPS PO Reasoning Syllabus for the Mains Exam.
| Subject | IBPS PO Syllabus Topics |
| --- | --- |
| Reasoning | |
| Syllogism | |
| Verbal Reasoning | |
| Input Output | |
| Double lineup | |
| Linear Seating Arrangement | |
| Blood Relation | |
| Scheduling | |
| Circular Seating Arrangement | |
| Ordering & Ranking | |
| Coding & Decoding | |
| Direction & Distance | |
Data Sufficiency
IBPS PO Syllabus for Computer Aptitude
IBPS PO Mains Syllabus for Computer Aptitude required candidates understanding of computer systems, software, and technology. Candidates should have good knowledge of computer operations, new trends in the technology field to score good marks in the Computer Aptitude section.
| Subject | IBPS PO Syllabus Topics |
| --- | --- |
| Computer Aptitude | |
| Internet | |
| Keyboard shortcuts | |
| Microsoft office | |
| Memory | |
| Computer Hardware | |
| Computer Abbreviation | |
| Operating system | |
| Computer Fundamentals | |
| Computer Software | |
| Networking | |
Technologies
IBPS PO Syllabus Data Interpretation and Analysis
The IBPS PO Mains Syllabus for Data Interpretation & Analysis section evaluated candidates ability to interpret and analyze complex data sets. Candidates must have strong mathematical and logical thinking skills to crack this Data Interpretation & Analysis section.
| Subject | IBPS PO Syllabus Topics |
| --- | --- |
| Data Interpretation & Analysis | |
| Average | |
| Percentage | |
| Data Interpretation | |
| Mensuration | |
| Geometry | |
| Simplification | |
| Quadratic equation | |
| Age | |
| Number Series | |
| Profit & Loss | |
| Interest | |
| Speed, distance & time | |
| Linear equation | |
| Permutation & Combination | |
| Mixture & Allegation | |
Probability
IBPS PO Descriptive Paper Syllabus for Letter Writing and Essay
After the Mains objective exam there is a Descriptive English Test worth 25 marks which is conducted for 30 minutes. IBPS tests the descriptive paper only for those candidates who secure the minimum qualifying marks in the objective test. The essay and letter writing topics are generally based on current affairs and important issues related to economy, governance, development, banking, society and the environment. Some expected topics for Essay Writing and Letter Writing are provided below for students' preparations.
| Important Topics for IBPS PO Descriptive Exam | Expected Topics for Essay | Previously Asked Essay Topics |
| --- | --- | --- |
| Global Warming and its Causes | Pros and cons of ‘one rank one pension scheme. | |
| Merger of banks | Women Empowerment | |
| Indian Banking System | Ethical problems of e-commerce | |
| The present economic condition of India | Women's Safety - It is our responsibility | |
| Reasons for the present condition of Sri Lanka | Over-dependence on monsoon | |
| Russia- Ukraine War | Ethical problems of e-commerce | |
| Is war the solution for all? Express your views for or against the motion | Is the election commission right in banning election symbols during the casting of votes? | Public vs Private sector banks |
| Roll of uneducated people in Indian Economy | India and United States of America trade relations | |
| Is the generation gap a myth? | Green Hydrogen Policy and your views | |
| Benefits of Mutual fund investments | Electric Vehicles in India | |
| United Nations Organization's contribution to the recent turmoil in Ukraine | India – the new global power | |
| Suggestions to alleviate the unemployment problem | Export – Import policy of India | |
| Role of newspapers in influencing society or youth | Expected Topics for Letters | |
| Previously Asked Topics for Letters | Write a letter to the Superintendent of Police of your district suggesting steps to make the police department more approachable | |
| Write a letter to the bank manager to share an innovative idea on file management systems in banks. | Write a letter to the editor of a local newspaper about the stray animal problem getting out of hand in your locality. | |
| Write a letter to the newspaper editor on how to stop crime in the city | Write a letter to the branch manager of your bank to conduct a campaign in your area to create awareness about the benefits of KYC. | |
| Write a letter to your old teacher to thank him/her for making you a good human being. | Write a letter to an editor on types of pollution and on the ways of tackling them. | |
| A letter to Complaint Letter: Being a customer of a so and so bank, you have to write a complaint letter to the Bank Manager about the negligence/irresponsibility of the employees. | Write a letter to the GM of a Bank for Failure transaction on UPI. | |
| Letter to Editor: About tampering with the currency notes by punching pins into them. | Write a letter to your younger sibling, who has recently started working, to not take too much stress at work. | |
| An Informal Letter about telling your friend about the advantages of a PPF account and suggesting he open a PPF account. | Write a letter to your parents advising them to invest in mutual funds. | |
| You are withdrawing money from the ATM but the ATM turns out to be malfunctioning. So, money didn't come out but was deducted from the account. Write a letter to the bank manager for the refund. | Write a letter to your friend telling you about your experience of a foreign trip. | Letter to regional manager for change in bank timing as it is inconvenient for customers. |
| Write a letter to your sister to start her own start-up. | A Letter to the Superintendent of Police raising the concern over the increased cases of theft near ATMs. | |
| Write a letter to your favorite author on her recent bestseller. | | |
A letter to the bank for applying for an educational loan providing all particulars.
Get IBPS PO Recruitment previous years’ question papers here!
How Long Does It Take to Cover the IBPS PO Syllabus 2026?
Most of the IBPS PO syllabus 2026 is common in both the Prelims & Mains exams so candidates do not need to prepare every topic separately. Subjects like Reasoning, Quantitative Aptitude & English are important for both stages. Only a few sections like General Awareness and the English Descriptive Paper are exclusive to the Mains exam. Candidates can manage the preparation more effectively with a proper study plan.
| Preparation Area | Recommended Time | Total Preparation (Prelims + Mains) | 4–6 months with regular daily study | General Awareness Preparation |
| --- | --- | --- | --- | --- |
| 30–40 minutes daily for 3–4 months | Descriptive Paper Preparation | 10–12 days with essay and letter writing practice | Revision & Mock Tests | |
| Continuous practice till the exam | Interview Preparation | | | |
Around 15–20 days after Mains result
IBPS PO Exam Pattern 2026
The IBPS PO Exam Pattern 2026 includes three stages i.e Prelims, Mains and Interview. Each stage carries its own weightage and clearing all stages is compulsory for final selection. A candidate must clear all the sections to get selected for the next stage in the selection process. The detailed structure of each stage is given below as provided in the IBPS PO Exam Pattern.
| Stage | Mode | Marks |
| --- | --- | --- |
| Nature | Purpose | |
| Prelims | Online | 100 |
| Qualifying | Shortlisting | |
| Mains | Online | 225 |
| Merit | Final score | |
| Interview | Offline/Online | 100 |
| Merit | | |
Final selection
IBPS PO Prelims Exam Pattern
The prelims exam will be held online with a duration of 60 minutes. It includes 3 sections & each section has its own time limit. Candidates must qualify in all sections to move ahead to the Mains exam. A negative marking of 0.25 marks is applicable for incorrect answers.
| S.No. | Name of Tests (Objective) | No. of Questions | Maximum Marks | Duration | 1 |
| --- | --- | --- | --- | --- | --- |
| English Language | 30 | 30 | 20 minutes | 2 | |
| Quantitative Aptitude | 35 | 30 | 20 minutes | 3 | |
| Reasoning Ability | 35 | 40 | 20 minutes | Total | 100 |
| 100 | 60 minutes | | | | |
IBPS PO Mains Exam Pattern
The IBPS PO Mains consists of both objective and descriptive tests. The objective paper includes reasoning, language, data analysis, and awareness sections. A descriptive test of essay and letter writing is also part of the exam. The total duration is 190 minutes, with negative marking of 0.25 marks for wrong attempts as given under IBPS PO Exam Pattern.
| S. No. | Name of Test | No. of Questions | Max. Marks |
| --- | --- | --- | --- |
| Medium | Time Allotted | 1 | |
| Reasoning | 40 | 60 | |
| English & Hindi | 50 minutes | 2 | |
| English Language | 35 | 40 | |
| English only | 40 minutes | 3 | |
| Data Analysis & Interpretation | 35 | 50 | |
| English & Hindi | 45 minutes | 4 | |
| General/Economy/Banking Awareness / Financial Awareness | 35 | 50 | |
| English & Hindi | 25 minutes | Total | 145 |
| 200 | — | 160 minutes | 5 |
| Descriptive Test (Letter Writing & Essay) | 02 | 25 | |
| English | 30 Minutes | | |
IBPS PO Interview Process
Candidates who qualify the IBPS PO Mains Exam are called for the Interview Process conducted by IBPS. The interview carries 100 marks, and candidates must score a minimum of 40% marks to qualify while the qualifying marks for SC/ST/OBC/PWD candidates are relaxed to 35%.
Final Selection
The final selection of candidates for the post of Probationary Officer is based on the combined performance in the Mains Exam and Interview. The weightage ratio for Mains and Interview is 80:20 respectively. After the interview process IBPS prepares a final merit list & selected candidates are allotted banks based on the rank and preferences.
We hope you found this IBPS PO Syllabus and Exam Pattern 2026 informative and helpful and please do not hesitate to contact us with any doubts. You can also download our Testbook App which is free and start preparing for any competitive examination. This app provides you with Test Series, Mock tests, PDFs, Previous year’s question papers, and much more.
| Also, Check Important Questions for IBPS PO Mains Topics | IBPS PO English Language Questions | IBPS PO General Knowledge Questions | IBPS PO Financial Awareness Questions |
| --- | --- | --- | --- |
| IBPS PO Data Interpretation (DI) & Analysis | IBPS PO Computer Aptitude Questions | | |
IBPS PO Reasoning Question
