SBI PO Mock Test, Syllabus & Pattern
Prepare online for the SBI PO Recruitment Exam. Get access to online mock tests, practice papers, full syllabus, and pattern details.
Hired under SBI for the post of Probationary Officer.
Recruitment Highlights
- Total Vacancies: 2000
- Applicants Volume: 386,000
- Pay Scale / Salary: ₹56,480 - ₹56,480
- Eligibility Criteria: Graduation
- Last Date to Apply: 2026-06-30
Exam Selection Stages
- Prelims
- Mains
Detailed Exam Syllabus & Criteria
Overview
The SBI PO Eligibility 2026 will be released along with the official notification on the SBI website. It will include details related to age limit, educational qualification, nationality, and attempt limits. As per previous trends, candidates must be between 21 and 30 years of age and should hold a graduation degree in any discipline from a recognized university. Category-wise age relaxation and attempt limits will also apply as per rules. Until the 2026 notification comes out, candidates can use the SBI PO Eligibility details of the last cycle to understand what to expect. Meeting all eligibility rules is essential to take the SBI PO exam.
This article gives a simple overview of the expected SBI PO eligibility criteria for 2026. It will help you check if you qualify and start preparing.
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SBI PO CIBIL Score Eligibility 2026
Candidates applying for the SBI PO 2026 exam must have a good financial record. CIBIL score means a credit score that shows how well a person manages loans and credit card payments. It is given by a credit bureau based on a person’s payment history. If a candidate has defaulted on loan payments, credit card bills or has a bad report from CIBIL or any other credit agency, they may not be eligible for the job. Candidates who have negative reports related to their character, background, or moral conduct are also not allowed to apply. To qualify for SBI PO recruitment, all applicants must have a clean financial record and a good personal background.
Candidates can download the Testbook App to testify their positions in the All India Rankings. Candidates appearing for other Government Recruitment examinations can download the app for overall guidance. We wish you all the best!
Overview
The SBI PO Salary 2026 offers a high paying career in the banking sector with attractive allowances & long term growth opportunities. Candidates selected as Probationary Officers in State Bank of India receive starting basic pay of around Rs.56480 along with DA, HRA, Medical Benefits & more. The in-hand salary is expected to range between Rs.80,000 and Rs. 85000 per month. Apart from salary, officers also get job security, promotion opportunities and additional financial benefits. The post is considered one of the most preferred banking jobs in India. Read below to know more about SBI PO Job Profile, in-hand salary, pay scale and career growth.
Also, check the SBI PO Syllabus in detail here.
SBI PO Salary 2026: Overview
SBI PO Salary 2026 includes a good basic pay along with several allowances and benefits. Candidates selected as Probationary Officers in State Bank of India receive a monthly salary, annual increment and career growth opportunities. Check SBI PO Salary Structure below.
| Particulars | Details | Post Name |
| --- | --- | --- |
| Probationary Officer (PO) | Organization | |
| State Bank of India (SBI) | Basic Pay | |
| ₹56,480 | SBI PO Gross Salary | |
| Around ₹93,000–₹94,000 per month | In-Hand Salary | |
| ₹80,000–₹85,000 per month | Annual CTC | |
| Around ₹20.43 Lakh | Pay Scale | |
| ₹48,480–₹85,920 | Grade | |
| Junior Management Grade Scale-I (JMGS-I) | Probation Period | |
| 2 Years | Major Allowances | DA, HRA, Medical, Travel, Special Allowance |
| Career Growth | PO → Manager → Senior Manager → Chief Manager | |
SBI PO Salary Deductions
Some deductions are made from the SBI PO Monthly salary before the final in-hand amount is credited. The deductions include PF Contribution, pension fund and professional tax. Even after deductions, the salary remains attractive along with strong SBI PO Career growth opportunities in State Bank of India. Candidates can refer to the following table.
| Particulars | Amount (INR) |
| --- | --- |
| Employee PF Contribution | |
| Rs. 5,648 | |
| Professional Tax | |
| Rs. 200 | |
| Contribution to Pension Fund | |
| Rs. 6,845 | |
| Union Association Membership | |
| Rs. 300 | |
| Total Deductions | |
| Rs. 12,993 | |
SBI PO Grade Pay 2026
SBI Probationary Officers are recruited under Junior Management Grade Scale-I. The SBI PO basic salary increases every year through annual increments and the salary becomes higher after promotions. Along with the basic pay officers also get several allowances and benefits, making the SBI PO job financially secure and attractive in the long term.
SBI PO Salary Increment
Candidates who get selected for SBI PO 2026 will receive annual increments based on their service duration. However, in the first 4 years of joining there is no increment. Check the SBI PO year wise salary increment structure below.
| Period | Increment | Basic Salary |
| --- | --- | --- |
| First 4 years | - | |
| Rs. 48,480 | First 7 years | |
| Rs. 2000 | Rs. 62,480 | |
| Next 2 years | Rs. 2340 | |
| Rs. 67,160 | Following 7 years | |
| Rs. 2680 | Rs. 85,920 | |
SBI PO Salary Slip
Each employee's SBI PO Salary Slip is published once a month by the board. Basic wage, reductions, bonuses, incentives, and so on are all included in the payslip. By looking at the SBI PO salary slip, officers can easily understand how much money they receive every month. The slip also works as proof of income and helps officers plan and manage their money better. Check the complete salary breakdown below
| Parameters | Amount (INR) | Basic Pay | Rs. 56,480 | Special Allowance (SA) |
| --- | --- | --- | --- | --- |
| Rs. 14,967 | House Rent Allowance (HRA) | Rs. 4,518.40 | Dearness Allowance (DA) | |
| Rs. 15,327.01 | Location Allowance | Rs. 1,200 | Learning Allowance | |
| Rs. 850 | Gross Salary | Rs. 93,342.61 | Deductions (PF/Income Tax/Professional Tax/Pension) | |
| Rs. 12,993 | Net Salary | Rs. 80,350 | | |
SBI PO Service Bond & Probation Period
Applicants selected as Probationary Officer need to sign a service bond for a particular year that they need to serve to avail all the perks and allowances of the SBI PO Salary 2026.
- Service Bond: Candidates selected as Probationary Officers in the State Bank of India need to sign a service bond of INR 2 lakh. This means they promise to work in the bank for at least 3 years. If an officer leaves the job before completing 3 years then they will have to pay the bond amount to the bank.
- Probation Period: After joining candidates work as Probationary Officers for a 2 year probation period. During this time the bank checks their work and performance regularly. If they perform well and meet the bank’s rules, they are confirmed as permanent employees under Junior Management Grade Scale-I.
SBI PO Allowances
When an SBI Probationary Officer receives a salary of 80,000, it includes other allowances as well. These allowances increase their overall compensation. The allowances vary by location and role but typically include:
| Allowance | Amount/Percentage | Dearness Allowance (DA) | 19.83% of Basic Pay |
| --- | --- | --- | --- |
| House Rent Allowance (HRA) | 7% to 9% based on location | City Compensatory Allowance | |
| 3% to 4% based on city classification | Furniture Allowance | Rs. 120,000 (one-time) | |
| Medical Insurance | 100% for employee, 75% for dependents | Travelling Allowance | |
| AC 2-tier reimbursement for official travel | Petrol, Newspaper, other allowances. | Rs. 1,100 to Rs. 1,250, varies | |
SBI PO Perks
Apart from the salary and allowances, SBI PO enjoys various other benefits that add significant value to the overall package. Some of these include:
- New Pension Scheme/
Contribution Pension Scheme/New Pension Scheme.
- Full medical coverage for self and 75% for dependents.
- Leave Travel Concession (LTC)
- Home Travel Concession
- Concessional rates for housing, car, and personal loans
SBI PO Promotion
State Bank of India offers good SBI PO career growth for Probationary Officers. The promotion system in the bank is clear and well-organized, so officers get fair chances to move to higher positions. Promotions mostly depend on an officer’s work performance, experience, and skills. If a PO works hard and performs well they can slowly move to higher posts in the bank. Over the years an SBI PO can grow from an entry-level officer to senior management roles. This makes the job a good long-term career option in the banking sector. Candidates can refer to the SBI PO promotion below.
| Promotion Level | Post |
| --- | --- |
| Approx. Experience | 1 |
| Probationary Officer (JMGS-I) | |
| Entry Level (0 years) | 2 |
| Deputy Manager (MMGS-II) | |
| 2–4 years | 3 |
| Manager (MMGS-III) | |
| 5–10 years | 4 |
| Chief Manager (MMGS-IV) | |
| 10–15 years | 5 |
| Assistant General Manager (SMGS-V) | |
| 15–20 years | 6 |
| Deputy General Manager (TEGS-VI) | |
| 20–25 years | 7 |
| Chief General Manager (TEGS-VII) | |
| 25+ years | 8 |
| General Manager (TEGS-VII/VIII*) | |
| Senior level | 9 |
| Chairman | |
| Top leadership position | |
Check the best SBI PO Books for Preparation List in detail here.
We hope that our article on SBI PO Salary and SBI PO Job Profile 2026 was informative and we have answered all your queries. We hope that you have enjoyed reading our article. Candidates who are in search of a good mentor who could guide them for Government Recruitment exams can download the Testbook App now to avail the offers given by Testbook. Candidates will enjoy the benefit of live classes, video lectures, and many more with the Testbook App.
Overview
SBI PO Selection Process 2026: The State Bank of India (SBI) conducts the Probationary Officer (PO) recruitment every year to select eligible candidates for the post of PO across its branches. Candidates appearing for the SBI PO 2026 Examination must be thoroughly aware of the complete selection process to plan their preparation accordingly. The SBI PO Selection Process 2026 is conducted in three stages, i.e. Preliminary Examination, Mains Examination, and Psychometric Test. Candidates must qualify for all three stages to be considered for the final selection. The Preliminary Examination is qualifying in nature, the Mains Examination consists of objective and descriptive tests, and the Psychometric Test evaluates the candidate's overall suitability for the post through a Group Discussion and Interview round.
Get the SBI PO 15 days study plan here and boost your preparation quickly. Read this article till the end to know the SBI PO Selection Process in detail.
Most Asked Questions In SBI PO Exam
| Subjects | PDF Link | Most Asked Questions From Selection Combo of Puzzle & Seating Arrangement In Last 5 Years | Download Link |
| --- | --- | --- | --- |
| Most Asked Questions From Data Interpretation & Caselet DI in Last 5 Years | Download Link | Most Common Questions From English With Updated Pattern In Last 5 Years | |
| Download Link | | | |
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SBI PO Final Selection 2026
The final selection of candidates will be done on the basis of combined performance in the Mains Examination (Phase 2) and the Psychometric Test (Phase 3). The marks obtained in the Preliminary Examination are not included in the preparation of the final merit list. The final selection criteria are given in the table below.
| SBI PO Final Selection Criteria | Test | Main Exam | GD/ Interview | Total | Maximum Marks |
| --- | --- | --- | --- | --- | --- |
| 250 | 50 | 300 | Normalized Marks | 75 | 25 |
| 100 | | | | | |
Important Notes Regarding Final Selection:
- The marks secured by the candidates within the Main Examination (out of 250 marks) are converted to out of 75 marks and Interview or Group Exercises (out of fifty marks) are converted to out of 25 marks.
- The final merit list is released after aggregating the converted marks out of 100.
- Selection is going to be done by the top-ranked candidates in each category.
SBI PO Selection Method 2026: Step-by-Step Process
The complete step-by-step SBI PO Selection Method 2026 is given below for the reference of candidates.
Step 1: Online Application
Interested candidates who meet the eligibility parameters are required to use online means for the exam. The fee, which may be paid online, is Rs 750 for General/ EWS/ OBC. For SC/ST/PWD candidates, the fees are exempted. The candidates must go through the SBI PO Apply Online process.
Step 2: Release of Admit Card
The SBI PO Admit Card will be available 1-2 weeks before all the Candidates can download the admit card from the official website by logging in with their registration number, roll number, and Date of Birth. The admit card is a mandatory document, and candidates will not be permitted to appear for the examination without it.
Step 3: Appear in the Exam
SBI PO 2026 preliminary examination consists of 100 objective-type questions. Questions are going to be asked from the English Language, Quantitative Aptitude, and Reasoning Ability. The overall marks for the exam are 100. The duration of the exam is one hour. The main exam will have a total of 250. The test paper will have a total of 155 questions. The duration of the exam is 3 hours. Psychometric Test (Group Exercises and Interview) carries 50 marks.
Step 4: Declaration of result
SBI PO result is going to be declared online separately for prelims, mains, and the Psychometric test. The result is going to be available in PDF format in the form of a merit list. The hard copy of the result will not be sent to candidates by post. Based on the marks of the prelims exam, candidates 10 times the number of vacancies are going to be called for the mains exam. Supported the performance within the mains exam, candidates 3 times the number of vacancies are called for Group Exercise and Interview.
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SBI PO Syllabus 2026 and Exam Pattern: Overview
The SBI Probationary Officer 2026 Exam is held in various rounds. The Prelims Exam will be conducted for 100 objective type questions, whereas in the Mains round there will be objective and descriptive tests with high-level questions. The detailed SBI PO Syllabus and exam pattern are mentioned in the table below.
| Particulars | Details | Recruitment Body | State Bank of India (SBI) | Exam Name | SBI Probationary Officer (PO) 2026 |
| --- | --- | --- | --- | --- | --- |
| Post Name | Probationary Officer | Exam Level | National | Exam Mode | |
| Online (Computer-Based Test) | Stages of Exam | Prelims, Mains, Interview/Group Discussion | Type of Questions | Objective (Prelims & Mains), Descriptive (Mains) | |
| Total Questions (Prelims) | 100 | Total Questions (Mains) | 170 (Objective) | SBI PO Negative Marking | |
| Yes, 0.25 marks deducted for each wrong answer | Exam Duration (Prelims) | 1 Hour (20 minutes for each section) | Exam Duration (Mains) | 3 Hours (MCQs) + 30 minutes (Descriptive) | |
| Medium of Exam | English & Hindi (Except English section) | Minimum Qualifying Marks | As decided by SBI (Sectional & Overall Cut Offs) | Final Selection Criteria | |
| Based on Mains (Objective + Descriptive) + Interview | Job Location | Across India | Official Website | sbi.co.in | |
SBI PO Exam Pattern 2026
The State Bank of India provides the exam pattern in the official notification. Candidates looking to appear in the exam should refer to the SBI PO exam pattern 2026 to understand the exam scheme. SBI PO prelims exam will be conducted for 60 minutes, while the mains exam is conducted for a duration of 3 hours. There will be a descriptive exam also in the SBI PO Mains exam for 30 minutes. It is important to go through the section-wise SBI PO Syllabus to understand the scheme of the exam.
SBI PO Prelims Exam Pattern
There will be a total of 100 questions in the prelims exam as given in the SBI PO Exam Pattern. The exam will be conducted for 60 minutes in multiple choice format. Each question in the exam comprises one mark, while there will be a negative marking of 0.25 marks for incorrect answers. Refer to the table provided below.
| Name of the Test | Number of Questions | Maximum Marks | Duration |
| --- | --- | --- | --- |
| English Language | 40 | Total Maximum Marks 100 | 20 Minutes |
| Quantitative Aptitude | 30 | 20 Minutes | |
| Reasoning Ability | 30 | 20 Minutes | - |
| 100 | 60 Minutes | | |
SBI PO Mains Exam Pattern
The SBI PO Mains Exam 2026 is conducted for candidates who successfully qualify the Preliminary Exams. The exam consists of both objective-type & descriptive questions made to test candidates’ analytical ability, banking awareness, reasoning skills & written communication as given in the SBI PO Exam Pattern. Candidates must understand the detailed exam pattern, marking scheme & sectional structure to prepare effectively for the Mains stage.
- The SBI PO Mains objective paper contains 170 multiple-choice questions from different sections while the descriptive paper has 3 writing-based questions.
- The descriptive test is conducted for 50 marks with a duration of 30 minutes & includes essay and letter writing questions.
- The SBI PO Mains Exam follows a negative marking system where 1/4th mark is deducted for every wrong answer in the objective paper.
| Sections | Questions | Marks | Duration |
| --- | --- | --- | --- |
| Reasoning & Computer Aptitude | 40 | 60 | 50 minutes |
| Data Analysis & Interpretation | 30 | 60 | 45 minutes |
| General/ Economy/ Banking Awareness | 60 | 60 | 45 minutes |
| English Language | 40 | 20 | 40 minutes |
| Total | 170 | 200 | 3 hours |
| Descriptive | 3* | 50 | 30 minutes |
Also go through, SBI PO Previous Year Papers PDF with Solutions
SBI PO Syllabus 2026
The syllabus is divided into Prelims, Mains & Descriptive Test stages. The SBI PO Prelims Syllabus includes English Language, Quantitative Aptitude and Reasoning Ability with important topics such as puzzles, seating arrangement, simplification, data interpretation, coding-decoding and reading comprehension. The SBI PO Mains Syllabus includes Data Analysis & Interpretation, Reasoning & Computer Aptitude, English Language and General/Economy/Banking Awareness along with a Descriptive Test based on essay and letter writing.
Reasoning Ability
- Blood Relations
- Input Output
- Coding Decoding
- Coded Inequalities
- Seating Arrangement
- Puzzle
- Alphanumeric Series
- Alphabet Test
- Logical Reasoning
- Data Sufficiency
- Tabulation
- Syllogism
Quantitative Aptitude
- Simplification
- Profit and Loss
- Mixtures and Alligations
- Simple Interest
- Compound Interest
- Surds and Indices
- Work and Time
- Time and Distance
- Mensuration Cylinder Cone Sphere
- Data Interpretation
- Ratio and Proportion
- Percentage
- Number Systems
- Sequence and Series
- Permutation and Combination
- Probability
English Language
- Reading Comprehension
- Cloze Test
- Para Jumbles
- Miscellaneous
- Fill in the Blanks
- Multiple Meaning Error Spotting
- Paragraph Completion
Also, Check SBI PO Salary Here
SBI PO Syllabus 2026 For Mains Exam
The State Bank of India has mentioned the Mains syllabus in the official notification. SBI PO Mains syllabus 2026 comprises 4 sections - Reasoning, Computer Aptitude, English Language, Data Analysis & Interpretation and General/Economy/Banking Awareness. There will also be a descriptive paper on the SBI PO Mains 2026 exam, which will be conducted separately for 30 minutes. Candidates declared qualified based on the performance in the Mains exam will be called for the personal interview. The section-wise SBI PO Syllabus for the Mains exam is provided below.
Data Analysis & Interpretation
- Tabular Graph
- Line Graph
- Pie Chart
- Bar Graph
- Radar Graph
- Caselet
- Missing Case DI
- Let it Case DI
- Data Sufficiency
- Probability
- Permutation and Combination
English Language
- Reading Comprehension
- Grammar
- Vocabulary
- Verbal Ability
- Word Association
- Sentence Improvement
- Para Jumbles
- Cloze Test
- Error Spotting
- Fill in the Blanks
Reasoning
- Verbal Reasoning
- Syllogism
- Circular Seating Arrangement
- Linear Seating Arrangement
- Double Lineup
- Scheduling
- Input Output
- Blood Relations
- Directions and Distances
- Ordering and Ranking
- Data Sufficiency
- Coding and Decoding
- Code Inequalities
- Course of Action
- Critical Reasoning
- Analytical and Decision Making
Computer Aptitude
- Internet
- Memory
- Keyboard Shortcuts
- Computer Abbreviation
- Microsoft Office
- Computer Hardware
- Computer Software
- Computer Fundamentals / Terminologies
- Networking
- Operating System
SBI PO Descriptive Test
The descriptive test is conducted as part of the Mains Examination to test English writing skills and communication ability. The test is conducted online and includes writing-based questions such as email writing, situation analysis, report writing and précis writing. Candidates must complete the descriptive paper within 30 minutes and the marks obtained in this section are considered for the final SBI PO selection process.
- The SBI PO Descriptive Test carries a total of 50 marks and includes 3 descriptive questions.
- The test mainly checks a candidate’s grammar, vocabulary, clarity of expression and formal writing skills.
- Candidates who qualify in the Prelims and Mains stages are shortlisted for the Interview round, and the final merit list is prepared based on Mains and Interview performance.
| Topics | No. of Questions | Marks | Duration |
| --- | --- | --- | --- |
| Email Writing | 1 out of 2 | 15 | 30 minutes |
| Situation Analysis Writing | 1 out of 2 | 15 | |
| Report Writing / Precis Writing | 1 out of 2 | 20 | |
| Total | 3 | 50 | |
Check SBI PO Study Material using the linked article.
SBI PO Subject and Topic Wise Weightage
It is essential to know about the subject-wise marking pattern of SBI PO 2026 exam to prepare effectively for the same. This makes it possible for candidates to pay attention to important subjects and make efficient use of their study time. As far as the SBI PO 2026 Preliminary Exam is concerned, there are three major sections, namely Reasoning Ability, Quantitative Aptitude, and English Language. Knowledge about the number of questions asked from various SBI PO Syllabus 2026 topics enables candidates to know more about scoring topics.
| Subject | Topic | No. of Questions |
| --- | --- | --- |
| Reasoning Ability | Arrangement & Pattern | |
| 1 – 2 | Syllogism | |
| 2 – 3 | Inequality | |
| 2 – 3 | Order & Ranking | |
| 2 – 3 | Blood Relation | 3 |
| Coding-Decoding | 3 | |
| Direction & Distance | 3 | |
| Puzzle | 10 – 15 | |
| Seating Arrangement | 10 – 15 | |
| Total (Reasoning) | 30 | |
| Quantitative Aptitude | Speed Math | |
| 3 – 4 | Arithmetic | |
| 7 – 8 | Data Sufficiency | |
| 2 – 3 | Data Interpretation | |
| 10 – 15 | Total (Quant) | 30 |
| English Language | Reading Comprehension | |
| 7 – 10 | Error Detection | |
| 4 – 5 | Para Jumbles | 6 |
| Fillers | 6 | |
| Cloze Test | 5 – 6 | |
| Word Swap / Spelling Error | 5 – 6 | Phrase Replacement |
| 3 – 4 | Total (English) | 30 |
Candidates can download the Testbook App , which will also help candidates in preparing for the SBI PO Prelims and Mains examinations and testify their performances.
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