SBI Clerk Mock Test, Syllabus & Pattern
Prepare online for the SBI Clerk Recruitment Exam. Get access to online mock tests, practice papers, full syllabus, and pattern details.
Hired under SBI for the post of Clerk.
Recruitment Highlights
- Total Vacancies: 6589
- Applicants Volume: TBD
- Pay Scale / Salary: Rs. 24050 - Rs. 64480
- Eligibility Criteria: Graduation
- Last Date to Apply: 2026-05-20
Exam Selection Stages
- Prelims
- Mains
Detailed Exam Syllabus & Criteria
Overview
The SBI Clerk Salary 2026 starts with a basic pay of ₹26,730, which includes two advance increments for graduates. The official pay scale ranges from ₹24,050 to ₹64,480. Regular yearly increments are given based on service length. Along with basic pay, SBI Clerks receive Dearness Allowance, House Rent Allowance, and other applicable benefits. The starting in-hand salary is around ₹46,000 per month. The exact amount depends on the place of posting. Apart from salary, the job offers stability and security. Clerks also get promotion opportunities and additional perks. Due to these benefits, the SBI Clerk role is highly preferred by banking aspirants.
Get details about SBI Clerk Salary in hand, job profile, training period, probation, perks and benefits and others here. Join SBI Clerk Coaching to start your exam preparation and clear the exam in first attempt.
SBI Clerk Salary 2026
The SBI Clerk Salary 2026 has been updated. The starting basic pay is ₹26,730, which includes two advance increments for graduates. The full pay scale now ranges from ₹24,050 to ₹64,480. Employees receive regular increments as they gain experience. The SBI Clerk Grade Pay 2026 also includes various allowances. These allowances, along with gross pay and deductions, make up the complete salary structure. This revised structure ensures a clear and attractive pay package for SBI Clerks.
| Parameters | Amount (in ₹) | Basic Pay (including 2 annual increments) | ₹26,730 | Dearness Allowance (17.20%) |
| --- | --- | --- | --- | --- |
| ₹7,161.93 | House Rent Allowance | ₹2,862.83 | Transport Allowance | |
| ₹850 | Special Allowance | ₹7,083 | Special Pay | |
| ₹1,200 | Gross Pay | ₹45,888 | Deductions | |
| ₹6,359 | Net Pay (In-Hand Salary) | ₹39,529 | | |
SBI Clerk Pay Scale 2026
The SBI Clerk Pay Scale 2026 starts at ₹26,730 for graduates, which includes two advance increments on the basic pay of ₹24,050. Below is the detailed pay scale structure showing increments at various stages of service of a SBI Clerk.
| Stage | Pay Scale (₹) |
| --- | --- |
| Starting Basic Pay | |
| 24,050 | |
| Increment of ₹1,340 after 1st, 2nd, 3rd year | |
| 28,070 (after 3 years) | |
| Increment of ₹1,650 after 4th, 5th, 6th year | |
| 33,020 (after 6 years) | |
| Increment of ₹2,000 after 7th, 8th, 9th, 10th year | |
| 41,020 (after 10 years) | |
| Increment of ₹2,340 for next 7 years | |
| 57,400 (after 17 years) | |
| Increment of ₹4,400 for next 1 year | |
| 61,800 (after 18 years) | |
| Increment of ₹2,680 for next 1 year | |
| 64,480 (Maximum Basic Pay) | |
SBI Clerk Salary After Deductions 2026
After joining as an SBI Clerk, some fixed amounts are reduced from the monthly salary. These deductions are standard and mandatory. They include membership charges, taxes, and retirement savings, which together decide the final take-home salary.
| Deduction Type | Monthly Amount (₹) |
| --- | --- |
| Staff Union / Association Fee | 160 |
| Professional Tax | 200 |
| National Pension Scheme (NPS) | |
| 3,385 | |
| Total Deductions | |
| 3,745 | |
SBI Clerk Probation Period 2026
Candidates selected for the SBI Clerk Job Profile 2026 will follow the bank’s Service Regulations at the time of joining. New Junior Associates must complete a probation period of at least 6 months. During this time, they are required to finish mandatory e-lessons and training modules set by the bank to confirm their appointment.
If a candidate does not complete the e-lessons within the probation period, it may be extended until completion. The bank will also review overall performance, and if it does not meet expectations, the probation period can be further extended.
SBI Clerk Salary Slip 2026
This is a salary slip from State Bank of India showing your pay as a Junior Associate on probation. Your total earnings for the month are ₹43,180, which include basic salary, dearness allowance, special allowance, house rent allowance, special pay, and transport allowance. From this amount, only ₹208 is deducted as professional tax, so your final take-home salary is ₹42,972. The slip also mentions that you joined on 1 April 2026, your dearness allowance rate is 25%, and you currently have 12 casual leaves available with no other leave balance yet.
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SBI Clerk Salary After 5 Years
The SBI Clerk Salary 2026 increases steadily with time due to regular increments and higher allowances. At the time of joining, the basic pay starts at ₹26,730. After completing five years of service, the basic salary rises to around ₹31,370. Along with this increase, allowances like DA, HRA, and other benefits also grow.
As a result, the gross monthly salary reaches nearly ₹53,985. After deductions such as PF and professional tax, the SBI Clerk In Hand Salary 2026 comes to about ₹49,674. This steady growth reflects strong SBI Clerk Career Growth 2026, making the job secure and rewarding in the long run.
SBI Clerk Exam Pattern 2025: Overview
Here’s a detailed overview of the SBI Clerk Exam Pattern 2025, including section-wise marking schemes, number of questions, duration, and negative marking for both Prelims and Mains exams. Refer to the tables below for a clear understanding of the exam structure and selection stages.
| SBI Clerk Exam Pattern 2025: Overview | Post Name |
| --- | --- |
| SBI Clerk | |
| Exam Conduction Body | |
| State Bank of India (SBI) | |
| Number of Questions | |
| Prelims - 100, Mains - 200 | |
| Stages of Selection | Preliminary, Mains Examination, Language Proficiency Test (if applicable) |
| Negative Marking | |
| Yes, For each wrong answer ¼ mark will be deducted. | |
Get the SBI Clerk Question Pattern 2025, marking scheme for prelims and mains, SBI Clerk exam mode and other important information in this article.
SBI Clerk Exam Pattern 2025
Candidates must know the detailed SBI Clerk Exam Pattern, as it provides important information like distribution of marks, various sections, and the time duration of the exam. On this basis candidates can strategize their SBI Clerk exam preparation and time management skills efficiently. Understanding SBI Clerk Exam Pattern can also improve Candidates accuracy, speed, and performance in SBI Clerk prelims and mains exams.
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SBI Clerk Selection Stages 2025
Aspirants need to clear 2 written exam stages of the SBI Clerk Recruitment 2025 selection process to get recruited for the concerned post. There is also an extra stage, which is a language proficiency test. Details regarding these stages are mentioned below and SBI Clerk Exam Pattern for prelims and mains are given below.
- Preliminary Examination
- Mains Examination
- Language Proficiently Test*
- Final Merit List
*(There will be a special language proficiency test that will be conducted for students who have not studied the local language in their 10th or 12th standard.)
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SBI Clerk Prelims Exam Pattern 2025
The SBI Clerk Prelims Exam 2025 will consist of three sections namely, English Language, Reasoning, and Numerical Ability. Go through the SBI Clerk Exam Pattern for Prelims 2025 mentioned below.
- The total number of questions asked in the SBI Clerk Prelims exam 2025 is 100.
- The total marks for the Prelims examination is 100 marks.
- As per the SBI Clerk Prelims Exam Pattern 2025, each section will have separate timing.
- Candidates will get 1 mark for each correct answer.
- Marks deducted for every wrong answer is ¼.
- No marks will be deducted for unattempted questions.
- The mode of the SBI Clerk Prelims exam 2025 is Online mode.
- The SBI Clerk Exam 2025 duration of the examination is 60 minutes.
- No individual or aggregate cut off marks are there.
- Marks obtained in this stage are qualifying in nature and will not be counted for making the final merit list.
- SBI will release a category wise merit list based on marks obtained in the Preliminary examination.
| S.No | Name of the Test | Number of Questions | Maximum Marks | Duration | 1 |
| --- | --- | --- | --- | --- | --- |
| English Language | 30 | 30 | 20 Minutes | 2 | |
| Numerical Ability | 35 | 35 | 20 Minutes | 3 | |
| Reasoning Ability | 35 | 35 | 20 Minutes | Total | 100 |
| 100 | 60 Minutes | | | | |
Know the process to download SBI Clerk Admit Card here.
SBI Clerk Mains Exam Pattern 2025
The candidates have to qualify for the SBI Preliminary examination to appear for stage 2, which is the mains examination. SBI Clerk Mains Exam Pattern 2025 will consist of the four main sections namely- General English, Quantitative Aptitude, Reasoning Ability & Computer Aptitude, and General/Financial Awareness. Check the SBI Clerk Exam Pattern for mains 2025 below.
- The total number of questions asked in the SBI Clerk Mains exam 2025 is 190.
- The total marks for the Mains examination are 200 marks.
- Each section will have separate timing.
- Marks deducted for every wrong answer is ¼.
- The mode of the SBI Clerk Mains exam 2025 will be online mode.
- The duration of the examination is 160 minutes.
- Candidates need to secure a minimum qualifying percentage on aggregate marks to qualify for this stage. Candidates belonging to the reserved category such as SC/ST/OBC/PWD/XS will get a 5% relaxation on the same.
- Based on the marks obtained, SBI will publish the list of successful candidates who will be provided with the appointment letter and they will be placed according to their rank and preferences.
- Candidates are required to score minimum percentage marks on aggregate (For SC/ST/OBC/PWD/XS candidates, 5% relaxation available there on). Minimum qualifying marks on aggregate will be decided by the bank.
- No minimum qualifying marks for individual subjects are prescribed.
- Merit list will be drawn State wise, category wise. Candidates qualified in the test (main examination) will be placed according to their aggregate marks in descending order in respective States and Categories.
| S.No | Name of the Test | No. of Questions | Maximum Marks |
| --- | --- | --- | --- |
| Duration | 1 | General/ Financial Awareness | 50 |
| 50 | 35 Minutes | 2 | |
| General English | 40 | 40 | 35 Minutes |
| 3 | Quantitative Aptitude | 50 | 50 |
| 45 Minutes | 4 | Reasoning Ability & Computer Aptitude | 50 |
| 60 | 45 Minutes | Total | 190 |
| 200 | 160 Minutes | | |
NOTE: Other detailed information regarding the examination will be given in the 'Acquaint Yourself' booklet, which should be downloaded from Bank’s website along with the call letter for the test.
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Language Proficiency Test/Local Language Proficiency Test
This stage is mandatory for those who are qualified for selection but could not provide evidence in the local language, have to appear for an SBI Clerk Local Language Proficiency Test before joining for the post, failing in this test will make them ineligible for the post. This stage is not compulsory for those who have qualified the SBI Clerk 2025 examination and can produce mark sheets and certificates for showing the evidence of having studied the specified opted local language in their 10th or 12th standard.
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Final Selection for SBI Clerk Exam 2025
After clearing all the steps mentioned above, SBI will declare the final cutoff based on the vacancy of that particular year. The marks obtained in the SBI Clerk Prelims exam will not be considered for preparing the SBI Clerk final selection list 2025, only marks obtained in the mains examination will be considered. The SBI Clerk final merit list 2025 will be published on the official website and all the successful candidates will be provided with the Appointment Letter.
Note:
- The SBI Clerk final selection 2025 will depend on passing the verification process of eligibility for the post and the information furnished while filling up the online application form.
- Candidates need to qualify for the SBI Clerk Local Language Proficiency Test, if applicable.
- SBI will also publish a state and category wise waiting list for up to 50% of vacancies. The SBI Clerk waiting list 2025 will be used in case of non-joining and resignation out of candidates from the current batch.
- Candidates on the SBI Clerk waiting list 2025 need to score minimum qualifying marks, decided by the exam conducting body.
- The SBI Clerk waiting list 2025 will be valid for a period of one year from the date of declaration of the final result.
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SBI Clerk Syllabus and Exam Pattern 2026
The SBI Clerk Syllabus and Exam Pattern 2026 have been officially announced along with the SBI Clerk Recruitment Notification for 6589 Junior Associate vacancies. The exam pattern remains similar to previous years, with Prelims and Mains exams testing candidates on Reasoning Ability, Numerical Ability, and English Language. General/Financial Awareness and Computer Aptitude.
| Elements | Details | Bank Name | State Bank of India (SBI) | Exam Name | SBI Clerk (Junior Associates) |
| --- | --- | --- | --- | --- | --- |
| Mode of Exam | Online | SBI Clerk Exam Date 2026 | Prelims - 20th, 21st, 27th & 28th September 2026 <br> Mains - 15th & 16th November 2026 | No. of Questions | |
| Prelims - 100 <br> Mains - 190 | Exam Duration | Prelims - 1 Hour <br> Mains - 2 Hours 40 Minutes | Negative Marking | ¼th mark (0.25 marks) per wrong answer | |
| Selection Process | Preliminary Exam → Mains Exam → Local Language Proficiency Test (LLPT) | Official Website | | | |
www.sbi.co.in
SBI Clerk Exam Pattern 2026
Before starting their preparation, candidates must thoroughly understand the SBI Clerk Exam Pattern 2026 to plan their study strategy effectively. The SBI Clerk exam is conducted in two phases i.e Preliminary and Mains, followed by a Local Language Proficiency Test (LLPT) for certain candidates. Familiarity with the exam structure, number of questions, marking scheme, and time duration is essential to increase the chances of selection. Candidates can scroll down the below article to know more about the SBI Clerk Syllabus 2026.
SBI Clerk Prelims Exam Pattern 2026
The SBI Clerk Prelims Exam is the first stage of the selection process and is qualifying in nature. It comprises three sections—English Language, Numerical Ability, and Reasoning Ability—with a total of 100 questions. Each correct answer awards 1 mark, while a penalty of 0.25 marks is applied for every wrong answer.
| SNo. | Section | No. of Questions | Total Marks | Duration |
| --- | --- | --- | --- | --- |
| 1 | English Language | 30 | 30 | 20 minutes |
| 2 | Numerical Ability | 35 | 35 | 20 minutes |
| 3 | Reasoning Ability | 35 | 35 | 20 minutes |
| Total | -- | 100 | 100 | 60 minutes |
SBI Clerk Mains Exam Pattern 2026
The SBI Clerk Mains Exam is the decisive phase of selection, consisting of four sections. A total of 190 questions are asked for 200 marks, and candidates are given 2 hours 40 minutes to complete the exam. Negative marking of 0.25 marks applies for every incorrect response.
| SNo. | Section | No. of Questions | Total Marks | Duration |
| --- | --- | --- | --- | --- |
| 1 | General English | 40 | 40 | 35 minutes |
| 2 | Quantitative Aptitude | 50 | 50 | 45 minutes |
| 3 | Reasoning Ability & Computer Aptitude | 50 | 60 | 45 minutes |
| 4 | General/Financial Awareness | 50 | 50 | 35 minutes |
| Total | -- | 190 | 200 | 2 hr 40 min |
Note: There is a penalty of ¼ mark for every incorrect answer in both Prelims and Mains exams.
SBI Clerk Local Language Proficiency Test (LLPT) Pattern 2026
The Local Language Proficiency Test (LLPT) is the final stage for candidates who do not have proof of studying the specified local language in their 10th or 12th standard. The LLPT assesses a candidate's reading, writing, and comprehension skills in the chosen regional language. This test is qualifying in nature and mandatory for final selection.
| SNo. | Test Pattern | Section | No. of Passages | No. of Questions | Maximum Marks |
| --- | --- | --- | --- | --- | --- |
| 1 | Non-Verbal Test | Objective | 3 | 15 | 15 |
| 2 | Non-Verbal Test | Subjective | 3 | 15 | 15 |
| 3 | Verbal Test | -- | - | -- | 20 |
Note: LLPT is only applicable to candidates who fail to produce evidence of local language proficiency through their academic certificates.
SBI Clerk Syllabus 2026
To excel in the SBI Clerk Exam, candidates must understand the syllabus to prepare effectively. The SBI Clerk syllabus for the Prelims exam includes three main sections: Reasoning Ability, Numerical Ability, and English Language. For the Mains exam, the syllabus expands to include General English, Quantitative Aptitude, Reasoning Ability and Computer Aptitude, and General/Financial Awareness. Understanding the SBI Clerk Exam Pattern alongside the syllabus is crucial for planning a successful study strategy.
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SBI Clerk Prelims Syllabus 2026
The SBI Clerk syllabus is essential for understanding the topics to be covered and planning exam preparation effectively. The SBI Clerk Preliminary Exam is the first stage and consists of 100 objective questions worth 100 marks, with a time limit of 60 minutes. The syllabus for the Prelims includes three sections:
- English Language
- Numerical Ability
- Reasoning Ability
SBI Clerk English Language Syllabus
The English section of the SBI Clerk exam covers fewer topics but is often where candidates make mistakes. With no calculations required, it offers a great opportunity to score high if prepared well.
| Subject | Topic |
| --- | --- |
| English Language | |
| Reading Comprehension | |
| Cloze Test | |
| Fill in the Blanks | |
| Error | |
| Sentence Rearrangement | |
| Para Jumble | |
| Antonyms and Synonyms | |
| Match the Following | |
| Sentence Connector | |
Odd one out
Check out the SBI Clerk English Important Questions to ace the exam.
SBI Clerk Numerical Ability Syllabus
Topics included in the Numerical Ability syllabus are Data Interpretation, Profit and Loss, Number series, Approximation, etc. The detailed topics are as follows:
| Subject | Topic |
| --- | --- |
| Numerical Ability | |
| Data Interpretation | |
| Profit and Loss | |
| Number series | |
| Approximation | |
| Quadratic Equations | |
| Partnership | |
| Compound Interest | |
| Percentage | |
| Simple Interest | |
| Time & Work | |
| Speed, Time, & Distance | |
| Mixture and Allegations | |
| Ratio and Proportion | |
| Average | |
Simplification
SBI Clerk Reasoning Ability Syllabus
Check the table below for the complete topics of the reasoning ability subject. These topics will help you prepare for the exam in an organised manner.
| Subject | Topic |
| --- | --- |
| Reasoning Ability | |
| Coding-Decoding | |
| Seating Arrangement | |
| Puzzle | |
| Statement and Assumptions | |
| Ranking | |
| Blood Relation | |
| Direction Test | |
| Inequalities | |
| Alphanumeric Series | |
| Series | |
| Syllogism | |
Logical Reasoning
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SBI Clerk Mains Syllabus 2026
The Mains Examination will be objective in nature. The SBI Clerk Main Examination will be of a total of 200 marks. Candidates will get 160 minutes to answer. Every section will have some specific duration, in which candidates need to answer the questions. The SBI Clerk Syllabus for Mains includes the below-mentioned subjects:
- General/Financial Awareness
- General English
- Quantitative Aptitude
- Reasoning Ability and Computer Aptitude
SBI Clerk Reasoning Ability & Computer Aptitude Syllabus
Check the table below for the complete topics of the Reasoning ability & computer aptitude subject. These topics will be useful while preparing for your mains examination.
| Subject | Topic |
| --- | --- |
| Reasoning Ability & Computer Aptitude | |
| Puzzle | |
| Statement and Assumptions | |
| Ranking | |
| Coding | |
| Decoding | |
| Seating Arrangement | |
| Syllogism | |
| Blood Relations | |
| Direction Test | |
| Inequalities | |
| Series | |
| Logical Reasoning | |
| Alphanumeric Series | |
Machine Input and Output
Check out the Computer Aptitude notes here.
SBI Clerk Quantitative Aptitude Syllabus
The table below shows the topics covered under the Quantitative Aptitude subject. These are provided in the below table for all the candidates preparing for the SBI PO Exam.
| Subject | Topic |
| --- | --- |
| Quantitative Aptitude | |
| Data Interpretation | |
| Time and Work | |
| Number series | |
| Approximation | |
| Profit and Loss | |
| Simple Interest | |
| Quadratic Equations | |
| Partnership | |
| Mixture and Allegations | |
| Ratio and Proportion | |
| Average | |
| Pipe and Cistern | |
| Compound | |
| Interest | |
| Percentage | |
| Speed, Time, and Distance | |
Upstream and Downstream
Check out the SBI Clerk Quantitative Aptitude Questions here
SBI Clerk General English Syllabus
The English Language section is an important part of both the SBI PO Prelims and Mains examinations, designed to test a candidate's proficiency in grammar, vocabulary, and comprehension skills. Check out the key topics covered under the English subject listed in the table below, which will help you structure your preparation.
| Subject | Topic |
| --- | --- |
| General English | |
| Reading Comprehension | |
| Cloze Test | |
| Fill in the Blanks | |
| Error | |
| Sentence Rearrangement | |
| Para Jumble | |
| Antonyms and Synonyms | |
| Match the Following | |
| Sentence Connector | |
Odd one out
Know how to prepare English for SBI Clerk 2026
SBI Clerk General/Financial Awareness Syllabus
Check out the topics covered in the General/Financial Awareness subject listed in the table below
| Subject | Topic |
| --- | --- |
| General/Financial Awareness | |
| Awards and Awardees | |
| National Parks and Sanctuaries | |
| Dance forms | |
| Country and Currency | |
| Central and State Government | |
| Government schemes | |
| Fiscal and Monetary Policy | |
| Financial Policy | |
| Banking and Finance Related Terms | |
| Abbreviations | |
| Important days and events | |
Indian Constitution
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